As you plan your journey before you start a tour, the journey of investment also starts with financial planning. You should make your financial plans as soon as you start earning, as saving is as important as spending to fulfill the life goals and to keep the spending ability intact in future. The first step of financial planning is to...

If your debit card suddenly stops working or you receive alerts for transactions you haven't done, chances are your card is compromised Your debit card is technically called a 'Deposit Access Product.' There is essentially a deposit linked to the card, most commonly a savings or a current account. Thus, for fraudsters, a debit card is the...

These companies are offering their employees more flexibility than ever A growing number of millennials want to work remotely, and fortunately for them, 170 companies in the U.S. operate 100 percent virtually these days. That number is up from 26 in 2014 according to FlexJobs, an online platform specializing in remote...

EFPO or Employees' Provident Fund Organisation has around six crore subscribers and manages a corpus of Rs 10 lakh crore. The retirement fund body receives over 1 crore claims every year including those pertaining to EPF withdrawal, pension fixation and insurance. The EPFO has been taking many steps for easing the process of claims settlement....

Investments, where the element of risk is almost zero, can be called as safe investments. Stocks, mutual funds, insurance, and many more private savings schemes are available in the market, but there are a few schemes which ensure safety for investors. These are five good bets for people who would not like to take risks. 1. Sukanya Samriddhi...

Are you a salaried person, but one of those who usually conceal a part of their income from the Income Tax Department in a bid to save tax? Then you have more reason to worry. For, the I-T Department has just warned the salaried class against using illegal means while filing their income tax returns (ITRs). Such violators will not only be prosecuted,...

It is believed that death and taxes can't be avoided in life. There is also a common perception that only income falling under the basic exemption limit (ie, Rs 2,50,000 for individuals of less than 60 years) is tax free. However, very few people know that apart from this basic exemption limit, taxpayers also get tax benefits on certain incomes....